AGAR Guide
CARC27ReferenceCurrentVerified Aug 15, 2026

CARC 27

AR Guide Workflow

Eligibility & Coverage

Coverage could not be verified or was not active for the date of service — member not found, coverage lapsed, or eligibility requirements not met.

Open denial workflow

AR Guide explanation

What it means

Expenses were incurred after the patient's coverage terminated.

AR Guide knowledge

Common denial category

Eligibility & Coverage — Coverage could not be verified or was not active for the date of service — member not found, coverage lapsed, or eligibility requirements not met.

AR Guide knowledge

Common causes

  • Service date after coverage end date
  • Coverage retroactively terminated
  • Incorrect effective/termination dates on file

AR Guide knowledge

What AR should verify

  1. Verify the coverage end date on file
  2. Compare the date of service to the coverage period

AR Guide knowledge

Recommended action

  1. If coverage data is wrong, correct it and resubmit
  2. If the patient was truly uncovered, bill the patient per applicable rules

About this guidance: Note

AR Guide knowledge is general reference content written by our team — it is not payer-specific policy and never replaces the payer’s documentation or your contract. Always confirm specifics with the payer.